Kildare 045 888007 | Galway 091 759555

The old saying; ‘a penny saved is a penny earned’ has never been more relevant than it is today. We’re constantly being encouraged to save money, whether it’s to help us through unexpected expenses or to help our children pay for college or to fund our retirement. But how do you begin investing? How do you keep your savings secure and grow them enough to make a difference? 

What do we mean when we say Savings & Investments?

When we refer to savings and investments, we are referring to two broad categories of finance; savings accounts/bonds and investments. Both have their place in a well-rounded financial plan. There are various forms of investments and savings plans.

Lump sum investments

A lump sum investment is an investment of a large amount of money that is received all at once. This can be very beneficial because you don’t have to set aside a lot of your income on a monthly basis; rather, you can make one sizable investment, letting it grow over time.

Education savings plans

One of the most common types of investment bonds is an education savings plan, which allows parents or guardians to put money aside for their children’s future tuition.

Corporate savings plans

In addition to your private savings, you may have access to a corporate savings plan through your employer. This is one of many ways employers can help with employee recruitment, retention, and motivation. 

Why save?

Save money now, so you can spend money later. As we at Murray & Spelman Financial Services like to say; plan for your future, while you live for today. The more savings and investments you have, the more options you have in life. You’ll be able to travel, buy the things you want, or retire without having to worry about your income from work. 

Whether you’re young or old, it’s never too late to start saving. It may seem hard at first, but getting into a good savings routine is an important step in living your best financial life. A solid savings strategy will provide peace of mind for many years, which in turn helps you make better long-term financial decisions. To really maximise your savings potential; learn how Murray & Spelman Financial Services can help you today with your savings and investments in Kildare and Galway. Contact us here.

Phone: Kildare 045 888 007,

Galway 091 759 555


You can say hello to us right now on our live chat.

Murray & Spelman (Financial Services) Ltd help you plan for your future, while you live for today.

Murray & Spelman Financial Services Ltd is Regulated by the central Bank of Ireland. All details and views contained within this article are for informational purposes only and does not constitute advice. Murray & Spelman makes no representations as to the accuracy, completeness or suitability of any information and will not be liable for any errors, omissions or any losses arising from its use.

Contact Murray & Spelman

If you would like to learn more or ask specific questions, please contact us below. 

Contact Murray & Spelman Financial Services Ltd over the phone or by email, to find out more and receive a complimentary consultation.

Kildare 045 888 007
Galway 091 759 555