Kildare 045 888007 | Galway 091 759555

Whether you’re a parent, or an aspiring student yourself, we all should know why education planning is important. An education savings plan will give you greater ownership of your future or the future of a loved one. The money you invest into an education fund will eventually go towards facilitating a future with brighter career prospects and financial stability. If you’re a parent and would like to one day send your little ones into further education, or even private secondary education, it’s important to start thinking about the costs now.

A lot of parents underestimate the savings needed to cover the costs of providing for your children’s future education and to avoid the need to borrow to meet these costs. Starting to save early really helps! The annual student contribution for university, is currently €3,000 (July 2020). This has been steadily increasing over the years. If your child were to go on to do a four-year course at university, you would be expected to hand over €12,000, and that’s excluding accommodation, transport, food and book costs!

Of course, you might want to use the savings to give them a head start with buying their first home, car or helping them set up their own business. By taking the time now to plan for these future expenses, you can become the architect of their future!

Whether you are planning for your new home, a perfect wedding, college fees or simply for peace of mind against unforeseen events, a sensible savings plan can make all the difference. We can help by offering you a wide range of savings solutions whatever your needs may be.

    Investments and Savings with Murray & Spelman Financial Services

    • Investment Bonds and Lump Sums
    • Corporate Investment Bond
    • Savings Plus
    • Education Saving Plans
    • The Tax benefits of Savings Plan – Small Gifts Exemption

    For more than 60 years, Murray & Spelman had been supporting and advising our clients with their financial decisions. Our goal is to make complex financial matters easily for our clients to understand, so they can achieve the best results for their future.

    We encourage you to talk with us if you need consultation in any of these above areas. Contact Murray & Spelman (Financial Services) Ltd by phone or by email, to find out more and receive a complimentary review.

    Phone: Kildare 045 888 007,

    Galway 091 759 555


    You can say hello to us right now on our live chat.

    Murray & Spelman (Financial Services) Ltd help you plan for your future, while you live for today.

    Murray & Spelman Financial Services Ltd is Regulated by the central Bank of Ireland. All details and views contained within this article are for informational purposes only and does not constitute advice. Murray & Spelman makes no representations as to the accuracy, completeness or suitability of any information and will not be liable for any errors, omissions or any losses arising from its use.

    Contact Murray & Spelman

    If you would like to learn more or ask specific questions, please contact us below. 

    Contact Murray & Spelman Financial Services Ltd over the phone or by email, to find out more and receive a complimentary consultation.

    Kildare 045 888 007
    Galway 091 759 555