News

Whether you're a parent, or an aspiring student yourself, we all should know why education planning is important. An education savings plan will give you greater ownership of your future or the future of a loved one. The money you invest into an education fund will...

Retiring soon? The first thing you should consider is the lifestyle you would like to have in retirement and the Income in retirement you will need to enjoy that lifestyle. Important dates to note, when you should seek advice are when you are 10 and 5 years away from...

Should I be thinking about Inheritance Tax? So many things in life are comforting exciting to ponder about; like where would we like to go on holiday next year? This is because life is for living. However, it doesn't mean we should forget about planning for the ones...

One of the main challenges for businesses is to attract and retain good staff. In order to source and hold onto the kinds of employees you want, it's a good idea to ensure they feel valued and trusted. Having a comprehensive employee benefit package, such as a group...

At Murray & Spelman Financial Services, we are committed to providing financial peace of mind by offering jargon-free, unbiased advice of the highest standard, specifically tailored to you and your business. Our financial planning team offer great advice to...

This week, the famous Kfm 'K-Cruiser' stopped by at our Murray & Spelman Financial Services office in Sallins, Co Kildare. Our Director Andriú Mac Lochlainn had a great chat with Kfm's Pat Costello live on air! Andriú covered his two areas of passion and...

Whether you're planning for your new home, a perfect wedding, university fees or simply for your peace of mind against unforeseen events, a sensible savings plan can make all the difference. Murray & Spelman Financial Services can help you now from our offices in...

Do you want to achieve your short or long-term financial goals?  We understand that finding time to work out and then manage a comprehensive financial plan can be challenging. Our qualified and experienced financial planning team work with you to establish your goals...

A personal pension plan is a personally owned pension, held in your name and is suitable for anyone saving for their retirement. It is mainly suited to those who are self-employed, or whose employer does not offer a pension scheme. One of the most common questions...

Murray & Spelman Financial Services continues to grow as one of the leading Financial Brokers in Ireland with offices in both Galway & Kildare. We have been helping our customers look after their Financial Services needs for over 60 years. Our success is built...

The sooner you start a pension, the bigger it will grow! There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A...

What Is Income Protection? Over the past year, we've all had to rethink a lot of our plans and financial decisions. Murray & Spelman Financial Services has, in the past, discussed how pensions work and how it's important to plan for the future. With this in mind,...

How will Ulster Bank’s announcement affect us?   Ulster Bank’s recent announcement to unwind its operations has raised a lot of uncertainty for people. They have advised it will be an orderly unwinding over a number of years and issued the press releases below for...

Murray & Spelman Financial Services continues to grow as one of the leading Financial Brokers in Ireland with offices in both Galway & Kildare. We have been helping our customers look after their Financial Services needs for over 60 years. Our success is built...

Each year The Insurance Institute ‘Earn & Learn’ program seeks to recognise Apprentices who excel in their end of year exams and projects. We are delighted and proud that our Apprentice Graduate Brian McCormack was announced as the winner of best ‘Capstone...

Lockdowns are a very difficult time for everyone! First and foremost, your health is your wealth. Everyone needs to focus on looking after oneself, family, and their friend’s well-being. A big part of our overall well-being is financial well-being. Different people...

Pensions...where to start? There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A pension will help provide you...

We're delighted to have helped another client secure their mortgage. Our client Hillary, from County Carlow, has sent us a heartwarming letter after we were able to help her secure her mortgage. Michelle Maloney is an experienced financial advisor at Murray &...

Get to know the team at Murray & Spelman! We were delighted to announce that our team member Brian McCormack has graduated from IT Sligo with first class honours in BA Insurance Practice.  Murray & Spelman is very proud of all our staff. We encourage our team...

Payment of Tax and Payment of Pension contributions for 2019   As a result of the Covid-19 pandemic, you may be aware that the Revenue Commissioners have extended the deadline for filing 2019 personal tax returns through the Revenue Online Service (ROS) to 10...

Murray & Spelman Financial Services ltd has launched a brand new website to accommodate our broad range of financial services! You can now easily learn more about what we have to offer as an established Irish broker, by reading our blogs or viewing the services...

Murray & Spelman Financial Services explains everything you need to know about pensions! Last week, I covered the first 5 areas: Pension Time Bomb - explained Who does this concern? - everyone Why use a Pension as the solution? What to do next? What type of...

What you need to know about pensions! The State pension retirement age has been in the news a lot lately. Will the qualifying age be extended upwards or be reduced back down? Only time will tell, we mere mortals have no control over this. However, we have control over...

Building your home is an exciting time. You will hire professionals to help to design, build and supervise the construction of your dream home. With so many decisions to make throughout the planning and design process let us help you with the Mortgage process! We will...

This Lender, in our Agency, has been providing Mortgages to the Public Sector since 1864 Here are some of their key Features & Benefits: Mortgage rates starting at 2.40% Simplified Mortgage Application Process Basic pay two points up the salary scale can be used...

While the last 3 months may have given investors some concern, well managed and broadly based pension funds have performed well over time. The charts below illustrate the market setbacks which commenced in March this year. The initial impact was sharp, but the...

Why Switch Your Mortgage? If you have a Mortgage, it’s likely to be your largest monthly outgoing cost now and for many years to come! The good news is you may be able to save money. Many people think that they must stay with the bank, who originally granted their...

We wish to reassure you that the health and wellbeing of our staff and clients are our top priorities at Murray & Spelman. We are following the World Health Organisation (WHO) guidelines as well as Irish health authorities. We are doing everything we can to ensure...

During these uncertain times, many people are concerned or feel a little in the dark about issues relating to their Mortgages, Pensions, Investments, or Life policies. We can help & advise you on what options are available. For more than 60 years, Murray &...