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Are you an Irish business owner looking to reduce your corporation tax bill at the end of the financial year?  Corporation tax is charged on the profits of a company within the financial year. The more profits your business makes, the more tax you will end up paying....

As the cost of living continues to rise, more and more people are struggling financially this year and are looking for ways to save money. However, even those who earn an above-average income can find themselves short on cash if they aren’t careful about their...

Did you know? If you’re looking to reduce your tax bills, a Pension Contribution could make a big difference! You may be able to claim Relief on your 2021 Income Tax by making a once-off payment into your pension. The closing date for claiming Tax Relief is the 31st...

Sunday Oct 2nd at 1:30pm in Newbridge Murray & Spelman is proud to sponsor the Clane GAA Club Minor Boys Football Team! We're wishing the lads the very best of luck in the Minor B Championship Final this Sunday Tickets for the match are now available HERE....

Are you seeking Qualified Financial Advice on your Pension, Savings or Investments? Murray & Spelman Financial Services Ltd. is a successful and expanding Financial Services company, established in 1956 with offices located in Kildare and Galway. We have an...

Setting up a pension should be high on your list of priorities this year, to ensure that you can live comfortably and worry-free in retirement. While Ireland’s national pension has taken some of the stress out of planning for old age, it’s still important that you...

Murray & Spelman (Financial Services) Ltd. continues to grow as one of the leading Financial Brokers in Ireland with offices in both Galway & Kildare. We have been helping our customers look after their Financial Services needs for over 60 years. We are now...

Murray & Spelman (Financial Services) Ltd. continues to grow as one of the leading Financial Brokers in Ireland with offices in both Galway & Kildare. We have been helping our customers look after their Financial Services needs for over 60 years. We are...

Photo: Sportsfile In case you missed it last week, former GAA star and now director of Murray & Spelman Financial Services Andriú Mac Lochlainn was interviewed by Independent.ie! Andriú spoke about Kieran McGeeney, his own experiences with Kildare GAA, the future...

The old saying; ‘a penny saved is a penny earned’ has never been more relevant than it is today. We’re constantly being encouraged to save money, whether it’s to help us through unexpected expenses or to help our children pay for college or to fund our retirement. But...

Whether you're a parent, or an aspiring student yourself, we all should know why education planning is important. An education savings plan will give you greater ownership of your future or the future of a loved one. The money you invest into an education fund will...

Retiring soon? The first thing you should consider is the lifestyle you would like to have in retirement and the Income in retirement you will need to enjoy that lifestyle. Important dates to note, when you should seek advice are when you are 10 and 5 years away from...

Should I be thinking about Inheritance Tax? So many things in life are comforting exciting to ponder about; like where would we like to go on holiday next year? This is because life is for living. However, it doesn't mean we should forget about planning for the ones...

One of the main challenges for businesses is to attract and retain good staff. In order to source and hold onto the kinds of employees you want, it's a good idea to ensure they feel valued and trusted. Having a comprehensive employee benefit package, such as a group...

At Murray & Spelman Financial Services, we are committed to providing financial peace of mind by offering jargon-free, unbiased advice of the highest standard, specifically tailored to you and your business. Our financial planning team offer great advice to...

This week, the famous Kfm 'K-Cruiser' stopped by at our Murray & Spelman Financial Services office in Sallins, Co Kildare. Our Director Andriú Mac Lochlainn had a great chat with Kfm's Pat Costello live on air! Andriú covered his two areas of passion and...

Whether you're planning for your new home, a perfect wedding, university fees or simply for your peace of mind against unforeseen events, a sensible savings plan can make all the difference. Murray & Spelman Financial Services can help you now from our offices in...

Do you want to achieve your short or long-term financial goals?  We understand that finding time to work out and then manage a comprehensive financial plan can be challenging. Our qualified and experienced financial planning team work with you to establish your goals...

A personal pension plan is a personally owned pension, held in your name and is suitable for anyone saving for their retirement. It is mainly suited to those who are self-employed, or whose employer does not offer a pension scheme. One of the most common questions...

Murray & Spelman Financial Services continues to grow as one of the leading Financial Brokers in Ireland with offices in both Galway & Kildare. We have been helping our customers look after their Financial Services needs for over 60 years. Our success is built...

The sooner you start a pension, the bigger it will grow! There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A...

What Is Income Protection? Over the past year, we've all had to rethink a lot of our plans and financial decisions. Murray & Spelman Financial Services has, in the past, discussed how pensions work and how it's important to plan for the future. With this in mind,...

How will Ulster Bank’s announcement affect us?   Ulster Bank’s recent announcement to unwind its operations has raised a lot of uncertainty for people. They have advised it will be an orderly unwinding over a number of years and issued the press releases below for...

Murray & Spelman Financial Services continues to grow as one of the leading Financial Brokers in Ireland with offices in both Galway & Kildare. We have been helping our customers look after their Financial Services needs for over 60 years. Our success is built...

Lockdowns are a very difficult time for everyone! First and foremost, your health is your wealth. Everyone needs to focus on looking after oneself, family, and their friend’s well-being. A big part of our overall well-being is financial well-being. Different people...

Pensions...where to start? There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A pension will help provide you...

We're delighted to have helped another client secure their mortgage. Our client Hillary, from County Carlow, has sent us a heartwarming letter after we were able to help her secure her mortgage. Michelle Maloney is an experienced financial advisor at Murray &...

Payment of Tax and Payment of Pension contributions for 2019   As a result of the Covid-19 pandemic, you may be aware that the Revenue Commissioners have extended the deadline for filing 2019 personal tax returns through the Revenue Online Service (ROS) to 10...

Murray & Spelman Financial Services ltd has launched a brand new website to accommodate our broad range of financial services! You can now easily learn more about what we have to offer as an established Irish broker, by reading our blogs or viewing the services...

Murray & Spelman Financial Services explains everything you need to know about pensions! Last week, I covered the first 5 areas: Pension Time Bomb - explained Who does this concern? - everyone Why use a Pension as the solution? What to do next? What type of...