Kildare 045 888007 | Galway 091 759555

News

Financial Services, Mortgages, Pensions, Investments, Life cover, Income Protection and more…

See our blogs listed below and check out our social media accounts for more relevant content

Education Saving Plans With Murray & Spelman Financial Services

Education Saving Plans With Murray & Spelman Financial Services

Whether you're a parent, or an aspiring student yourself, we all should know why education planning is important. An education savings plan will give you greater ownership of your future or the future of a loved one. The money you invest into an education fund will...

Retiring Soon? We’re Here To Help You Explore Your Financial Options

Retiring Soon? We’re Here To Help You Explore Your Financial Options

Retiring soon? The first thing you should consider is the lifestyle you would like to have in retirement and the Income in retirement you will need to enjoy that lifestyle. Important dates to note, when you should seek advice are when you are 10 and 5 years away from...

Why Inheritance Tax Planning Matters

Why Inheritance Tax Planning Matters

Should I be thinking about Inheritance Tax? So many things in life are comforting exciting to ponder about; like where would we like to go on holiday next year? This is because life is for living. However, it doesn't mean we should forget about planning for the ones...

We Will Help With Group Pensions For Your Business

We Will Help With Group Pensions For Your Business

One of the main challenges for businesses is to attract and retain good staff. In order to source and hold onto the kinds of employees you want, it's a good idea to ensure they feel valued and trusted. Having a comprehensive employee benefit package, such as a group...

We Offer Financial Advice For Businesses

We Offer Financial Advice For Businesses

At Murray & Spelman Financial Services, we are committed to providing financial peace of mind by offering jargon-free, unbiased advice of the highest standard, specifically tailored to you and your business. Our financial planning team offer great advice to...

We Appeared With Pat Costello Live On KFM!

We Appeared With Pat Costello Live On KFM!

This week, the famous Kfm 'K-Cruiser' stopped by at our Murray & Spelman Financial Services office in Sallins, Co Kildare. Our Director Andriú Mac Lochlainn had a great chat with Kfm's Pat Costello live on air! Andriú covered his two areas of passion and...

New To Savings & Investments? We’re Here To Help.

New To Savings & Investments? We’re Here To Help.

Whether you're planning for your new home, a perfect wedding, university fees or simply for your peace of mind against unforeseen events, a sensible savings plan can make all the difference. Murray & Spelman Financial Services can help you now from our offices in...

Plan Your Financial Goals With Murray & Spelman Financial Services

Plan Your Financial Goals With Murray & Spelman Financial Services

Do you want to achieve your short or long-term financial goals?  We understand that finding time to work out and then manage a comprehensive financial plan can be challenging. Our qualified and experienced financial planning team work with you to establish your goals...

What Is A Personal Pension?

What Is A Personal Pension?

A personal pension plan is a personally owned pension, held in your name and is suitable for anyone saving for their retirement. It is mainly suited to those who are self-employed, or whose employer does not offer a pension scheme. One of the most common questions...

Try Our Pension Calculator!

Try Our Pension Calculator!

The sooner you start a pension, the bigger it will grow! There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A...

Income Protection Explained – Murray & Spelman Financial Services

Income Protection Explained – Murray & Spelman Financial Services

What Is Income Protection? Over the past year, we've all had to rethink a lot of our plans and financial decisions. Murray & Spelman Financial Services has, in the past, discussed how pensions work and how it's important to plan for the future. With this in mind,...

Ulster Bank Message To Intermediaries And Customers

Ulster Bank Message To Intermediaries And Customers

How will Ulster Bank’s announcement affect us?   Ulster Bank’s recent announcement to unwind its operations has raised a lot of uncertainty for people. They have advised it will be an orderly unwinding over a number of years and issued the press releases below for...

Murray & Spelman FS Apprentice Graduate Wins National Award!

Murray & Spelman FS Apprentice Graduate Wins National Award!

Each year The Insurance Institute ‘Earn & Learn’ program seeks to recognise Apprentices who excel in their end of year exams and projects. We are delighted and proud that our Apprentice Graduate Brian McCormack was announced as the winner of best ‘Capstone...

Financial Well-being While In Lockdown

Financial Well-being While In Lockdown

Lockdowns are a very difficult time for everyone! First and foremost, your health is your wealth. Everyone needs to focus on looking after oneself, family, and their friend’s well-being. A big part of our overall well-being is financial well-being. Different people...

Start Your Pension Now With Murray & Spelman Financial Services

Start Your Pension Now With Murray & Spelman Financial Services

Pensions...where to start? There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A pension will help provide you...

Another Happy Client Secured Their Mortgage With Murray & Spelman

Another Happy Client Secured Their Mortgage With Murray & Spelman

We're delighted to have helped another client secure their mortgage. Our client Hillary, from County Carlow, has sent us a heartwarming letter after we were able to help her secure her mortgage. Michelle Maloney is an experienced financial advisor at Murray &...

Income Tax 2019 – Deadline for filing Clarification

Income Tax 2019 – Deadline for filing Clarification

Payment of Tax and Payment of Pension contributions for 2019   As a result of the Covid-19 pandemic, you may be aware that the Revenue Commissioners have extended the deadline for filing 2019 personal tax returns through the Revenue Online Service (ROS) to 10...

Pensions Explained without the Jargon! Pt.2

Pensions Explained without the Jargon! Pt.2

Murray & Spelman Financial Services explains everything you need to know about pensions! Last week, I covered the first 5 areas: Pension Time Bomb - explained Who does this concern? - everyone Why use a Pension as the solution? What to do next? What type of...

Pensions Explained without the Jargon!

Pensions Explained without the Jargon!

What you need to know about pensions! The State pension retirement age has been in the news a lot lately. Will the qualifying age be extended upwards or be reduced back down? Only time will tell, we mere mortals have no control over this. However, we have control over...

How to get a Mortgage when Building a Home

How to get a Mortgage when Building a Home

Building your home is an exciting time. You will hire professionals to help to design, build and supervise the construction of your dream home. With so many decisions to make throughout the planning and design process let us help you with the Mortgage process! We will...

How has your Pension Fund Performed during this Pandemic?

How has your Pension Fund Performed during this Pandemic?

While the last 3 months may have given investors some concern, well managed and broadly based pension funds have performed well over time. The charts below illustrate the market setbacks which commenced in March this year. The initial impact was sharp, but the...

Switch to Save €€€ – How to Switch Your Mortgage in Ireland

Switch to Save €€€ – How to Switch Your Mortgage in Ireland

Why Switch Your Mortgage? If you have a Mortgage, it’s likely to be your largest monthly outgoing cost now and for many years to come! The good news is you may be able to save money. Many people think that they must stay with the bank, who originally granted their...

5 Most Common Questions re Mortgages & COVID-19

5 Most Common Questions re Mortgages & COVID-19

We wish to reassure you that the health and wellbeing of our staff and clients are our top priorities at Murray & Spelman. We are following the World Health Organisation (WHO) guidelines as well as Irish health authorities. We are doing everything we can to ensure...