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Ulster Bank Message To Intermediaries And Customers

Ulster Bank Message To Intermediaries And Customers

How will Ulster Bank’s announcement affect us?   Ulster Bank’s recent announcement to unwind its operations has raised a lot of uncertainty for people. They have advised it will be an orderly unwinding over a number of years and issued the press releases below for...

Murray & Spelman FS Apprentice Graduate Wins National Award!

Murray & Spelman FS Apprentice Graduate Wins National Award!

Each year The Insurance Institute ‘Earn & Learn’ program seeks to recognise Apprentices who excel in their end of year exams and projects. We are delighted and proud that our Apprentice Graduate Brian McCormack was announced as the winner of best ‘Capstone...

Financial Well-being While In Lockdown

Financial Well-being While In Lockdown

Lockdowns are a very difficult time for everyone! First and foremost, your health is your wealth. Everyone needs to focus on looking after oneself, family, and their friend’s well-being. A big part of our overall well-being is financial well-being. Different people...

Start Your Pension Now With Murray & Spelman Financial Services

Start Your Pension Now With Murray & Spelman Financial Services

Pensions...where to start? There has never been a 'better right time' than now to start your pension. We are now all living longer than previous generations in Ireland and most of us can look forward to 20 or 30 years of retirement. A pension will help provide you...

Another Happy Client Secured Their Mortgage With Murray & Spelman

Another Happy Client Secured Their Mortgage With Murray & Spelman

We're delighted to have helped another client secure their mortgage. Our client Hillary, from County Carlow, has sent us a heartwarming letter after we were able to help her secure her mortgage. Michelle Maloney is an experienced financial advisor at Murray &...

Income Tax 2019 – Deadline for filing Clarification

Income Tax 2019 – Deadline for filing Clarification

Payment of Tax and Payment of Pension contributions for 2019   As a result of the Covid-19 pandemic, you may be aware that the Revenue Commissioners have extended the deadline for filing 2019 personal tax returns through the Revenue Online Service (ROS) to 10...

Pensions Explained without the Jargon! Pt.2

Pensions Explained without the Jargon! Pt.2

Murray & Spelman Financial Services explains everything you need to know about pensions! Last week, I covered the first 5 areas: Pension Time Bomb - explained Who does this concern? - everyone Why use a Pension as the solution? What to do next? What type of...

Pensions Explained without the Jargon!

Pensions Explained without the Jargon!

What you need to know about pensions! The State pension retirement age has been in the news a lot lately. Will the qualifying age be extended upwards or be reduced back down? Only time will tell, we mere mortals have no control over this. However, we have control over...

How to get a Mortgage when Building a Home

How to get a Mortgage when Building a Home

Building your home is an exciting time. You will hire professionals to help to design, build and supervise the construction of your dream home. With so many decisions to make throughout the planning and design process let us help you with the Mortgage process! We will...

How has your Pension Fund Performed during this Pandemic?

How has your Pension Fund Performed during this Pandemic?

While the last 3 months may have given investors some concern, well managed and broadly based pension funds have performed well over time. The charts below illustrate the market setbacks which commenced in March this year. The initial impact was sharp, but the...

Switch to Save €€€ – How to Switch Your Mortgage in Ireland

Switch to Save €€€ – How to Switch Your Mortgage in Ireland

Why Switch Your Mortgage? If you have a Mortgage, it’s likely to be your largest monthly outgoing cost now and for many years to come! The good news is you may be able to save money. Many people think that they must stay with the bank, who originally granted their...

5 Most Common Questions re Mortgages & COVID-19

5 Most Common Questions re Mortgages & COVID-19

We wish to reassure you that the health and wellbeing of our staff and clients are our top priorities at Murray & Spelman. We are following the World Health Organisation (WHO) guidelines as well as Irish health authorities. We are doing everything we can to ensure...