Kildare 045 888007 | Galway 091 759555

Our Team


Our Financial Planning team have decades of knowledge and experience. As a company we are committed to continual professional development. We encourage and support staff to achieve the highest qualifications within the industry. Our goal is to become your trusted Financial Advisor, by building a good understanding of your circumstances and your priorities. Building a trusted relationship with an experienced Financial Advisor can prove invaluable in enhancing your wealth, protecting your family and reducing the stress associated with financial decisions.

We also have great Mortgage teams based in both Kildare and Galway, who are ready and able to help you get the right deal from the Mortgage Banks in Ireland. We feel it is important to be flexible, to meet and talk when it works for you. We think going the extra mile and being there for you when you need it most, is worth it.

Joe McKeogh

Director, BFS

As Director of Financial Services at Murray & Spelman (Financial Services) Ltd, Joe leads a team of financial planning professionals. He specialises in providing financial advice to clients and businesses with large investment and retirement portfolios. His experience enables him to integrate advice across a broad spectrum of financial planning issues. Joe joined Murray & Spelman (Financial Services) in 2003 having held a number of senior management positions at Bank of Ireland Retail and Private Banking over 20 years. He was educated at University College Dublin followed by The Smurfit Graduate Business School.

Andriú J. Mac Lochlainn

Director, BA, QFA, RPA, SIA

Andriú Mac Lochlainn joined Murray & Spelman Financial Services Ltd in July 2018 as the Head of Financial Planning after running his own Financial Services business for 5 years. Andriú was appointed as a Director in Nov 2019. He works closely with the other Directors, in particular with Joe on the strategic planning and our house view relating to Protection, Mortgages, Pensions, Savings and Investments. He holds a BA in business studies, a QFA (Qualified Financial Advisor), RPA designation (Retirement Planning Advisor) attained through the LIA. He holds an SIA (Specialist Investment Advisor) designation through the IOB and UCD and is currently halfway through attaining a CFP qualification. Certified Financial Planner™ professional or CFP® certification is the world’s most widely respected financial planning designation and it marks the Certified Financial Planner as being professional, competent, ethical, and professional to the highest global standards. Andriú is also a 5-time qualifying member of MDRT, members need to demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. Andriu uses his high level of technical knowledge and experience to provide a holistic outlook when advising his personal and business clients. He likes to be involved in helping clients on a wide range of financial planning areas, and his specialist qualifications allow him to give in-depth advice and insight. He places great importance on communicating complex matters in a clear, understandable, and transparent manner.

Michelle Maloney

Financial Advisor, QFA

Bringing nearly 20 years’ experience of safeguarding clients financial needs, Michelle is responsible for providing professional and best practice advice to develop clear financial plans for new and existing clients while also delivering superior client satisfaction levels. Prior to joining Murray & Spelman Financial Services Ltd in 2016, Michelle spent many years as part of the Management & Advisory team in Retail Branches of Bank of Ireland throughout Leinster. Michelle has acquired a profound level of knowledge since completing her Professional Diploma in Financial Advice in 2009 and is an asset to the Murray & Spelman Financial Services team. Her specialities and areas of expertise include Mortgages & Protection.

Dermot Staunton

Financial Advisor, B. Comm, QFA, LIB Chartered Banker

Dermot joined Murray & Spelman (Financial Services) Ltd in October 2015. He is a Qualified Financial Adviser, holds a Bachelor of Commerce Degree along with the professional distinction of Chartered Banker.Dermot has worked in Retail Banking, and has held positions in Bank of Ireland Asset Management, Bank of Ireland Private Banking and Friends First Insurance Company, along with running his own financial brokerage. With over 25 years’ experience in the Financial industry and utilising cash flow modelling software, his focus is on providing in-depth financial advice through comprehensive financial planning.

Diane Collins

Operations Manager, BA ISM, QFA

With over 18 years of Financial Services brokerage experience Diane continuously assists her clients in achieving and maintaining their financial goals. As Operations Manager of Murray & Spelman Diane focus’s on ensuring all of our clients have a positive and informative financial journey.

Diane is committed to Continuous Professional Development and ongoing educational development after recently undertaking a Graduate Certificate of Management of Operations from UCD. Further qualifications include a Professional Diploma in Financial Advice, Bachelors Degree in Information Systems Management and a Certificate in Accounting and Computing.

Richie Murray


Richie has been with Murray Spelman (Financial Services) Ltd since 2007. He is a qualified financial advisor and holds a Bachelor of Business Studies Degree from the University of Limerick. Richie identifies tax efficient opportunities and cost saving measures for individuals and companies. He also advises on mortgage planning and pension planning for the self-employed. Richie captained the Galway U 21 team to All Ireland glory as well as his native club St. Thomas’s in the All Ireland Club final.

Dervail O’Connor

Financial Advisor, QFA

Dervail joined Murray & Spelman in 2007.
An Accomplished and Experienced Qualified Financial Advisor, Dervail delivers comprehensive and professional advice to individuals & companies which enables them to meet their financial objectives.
Dervail prides herself on building short, medium, and Long-term financial plans to suit individual circumstances. She is passionate about ensuring professional best practice and standards are upheld.
Dervail is dedicated to finding the best possible outcome for her clients which has allowed her to establish strong working relationships and achieve a successful referral rate among her portfolio of clients. She provides financial solutions to her clients in the areas of Mortgages, Pensions, Retirement Planning, Life Cover and Financial Planning.
You can contact Dervail by email on or Direct line 091 759557.

Rachel Walsh


Rachel joined the Murray & Spelman team in October 2022 as a Financial Planning Administrator. Prior to joining the team, Rachel held roles in both Insurance Sales and Claims. She holds a Bachelor of Business Studies with Economics and Finance Honours degree from GMIT and APA & CIP qualifications with the Insurance Institute of Ireland . She is now embarking on her further educational development by completing her QFA examinations. Rachel is looking forward to assisting the team to help our clients achieve their financial goals.